Recovering from an auto accident can end up being a long process especially because those who experience severe trauma may require therapy for both physical and emotional sufferings. If you are recovering from an auto accident, you should know your rights. Although your rights may vary from state to state, you can generally expect the following rights to be honored.
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The Right for Compensation
Everyone has the right to obtain compensation for the pain, suffering, medical costs, and wages lost caused by someone else's negligence. This means that you can file a claim against whoever else was involved in the accident if they were at fault. In some states, you can gain compensation from your insurance company. Going through this process can help pay you back for car damages, medical expenses, etc.
The Right to Hire a Lawyer
If you decide to go through with a case, you have the right to hire a lawyer. In fact, you may want to hire one even if there is no case because they can give you legal advice on how to deal with your insurance company. It is always a good idea to consult with a lawyer because they have extensive knowledge that can help you through your situation. Additionally, it is important that you hire a lawyer that is specialized in injuries, such as New York personal injury lawyers. Make sure to perform plenty of research to find a good lawyer.
The Right to Choose Your Doctor
Having the right to choose your own doctor means that you can go to any doctor you like, whether it be a physician, chiropractor, etc. If the treatment is considered necessary, your auto insurance may pay for part of the cost. However, if the cost exceeds a certain limit—usually $2000—then you may need to turn to your medical insurance for assistance.
Although many insurance companies will try to tell you that you have to visit their preferred auto repair shops, you have the right to take your vehicle to any auto shop of your choice. Insurance companies cannot force you to go to a certain repair shop. You may want to research which shop to employ before taking your car anywhere.
Talk to a Lawyer First
If you have been injured in an auto accident, you should always talk to your lawyer before filling out any paperwork from your insurance company. Insurance companies may try to make you fill out unnecessary paperwork, and consulting with your lawyer first can help prevent this. Your lawyer can give you advice on what to do and on how to make the process faster.